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Current Rates


Bogota Saving Bank - Rates

Rates are current as of 4/16/2014

Type Term Interest Rate APR* Payment per $1000 Additional Info Calc. Amount Calc. Button
Fixed Rate Mortgage
10 Year Fixed Rate Mortgage1203.0003.1589.660 points, $1,500,000 maximum
15 Year Fixed Rate Mortgage1803.3753.4877.090 points, $1,500,000 maximum
20 Year Fixed Rate Mortgage2403.7503.8405.930 points, $1,500,000 maximum
25 Year Fixed Rate Mortgage3003.9904.0665.270 points, $1,500,000 maximum
30 Year Fixed Rate Mortgage3604.3754.4444.990 points, $1,500,000 maximum
Fixed Rate Second Mtg.
5 Yr HE > $50,000 NEW LOANS ONLY602.9902.99017.96$500,000 Maximum
7 Yr HE > $50,000 NEW LOANS ONLY843.2403.24013.32$500,000 Maximum
10 Yr HE >$50,000 NEW LOANS ONLY1203.6253.6259.95$500,000 Maximum
15 Yr HE >$50,000 NEW LOANS ONLY1803.7503.7507.27$500,000 Maximum
20 Yr HE >$50,000 NEW LOANS ONLY2403.9903.9906.05$500,000 Maximum
5 Year Fixed Rate Home Equity603.1153.11518.02$500,000 Maximum
10 Year Fixed Rate Home Equity1203.7503.75010.01$500,000 Maximum
15 Year Fixed Rate Home Equity1803.8753.8757.33$500,000 Maximum
20 Year Fixed Rate Home Equity2404.1154.1156.12$500,000 Maximum
25 Year Fixed Rate Home Equity3004.5004.5005.56$500,000 Maximum
30 Year Fixed Rate Home Equity3604.9904.9905.36$500,000 Maximum
Secured Loan (fixed)
Passbook Loan00.0000.000Interest rate will be 3% above passbook rateN/AN/A
Home Equity Credit Line
Home Equity Line of Credit1804.0004.000$8.89Rate will be 1 1/2% below Prime for the life of the loan with a 4.00% floor.N/AN/A
Home Equity Line of Credit2402.5002.500$6.25Rate will be 3/4% below Prime for the life of the loan with a 2.50% floor.N/AN/A
ARM Mortgage
1/1/303602.5002.9033.950 Points. $1,500,000 maximum
3/1/303602.7502.9064.080 points, $1,500,000 maximum
5/1/303602.8752.9334.150 points, $1,500,000 maximum
5/5/303603.3753.7604.420 points, 1,500,000 maximum
7/1/303603.5003.2254.490 points, $1,500,000 maximum
10/1/303604.0003.6324.770 points, $1,500,000 maximum

**Annual Percentage Rate
(Please select individual loan product pages from the above menu for other important details)
All rates subject to change without notice.

Type Term Interest Rate APY* Minimum Balance to Obtain APY* Additional Info Calc. Amount Calc. Button
Regular Savings
Regular Passbook Savings00.2000.200$100$25 to receive interest, Compounded Daily - Interest Posted MonthlyN/AN/A
Super Savings00.2500.250$2500Compounded Daily - Interest Posted MonthlyN/AN/A
Statement Savings
$1.00 to $9,999.9900.1000.100$1Sav - Compounded DailyN/AN/A
$10,000 to $24,999.9900.1500.150$10000Sav - Compounded DailyN/AN/A
$25,000 to $49,999.9900.2000.200$25000Sav - Compounded DailyN/AN/A
$50,000 to 99,999.9900.2500.250$50000Sav - Compounded DailyN/AN/A
$100,000 or $499,999.9900.3000.300$100000Sav - Compounded DailyN/AN/A
$500,000 or More00.3500.350$500000Sav - Compounded DailyN/AN/A
IRA Stament Savings
$1.00 to $9,999.9900.1000.100$1IRA - Compounded DailyN/AN/A
$10,000 to $24,999.9900.1500.150$10000IRA - Compounded DailyN/AN/A
$25,000 to $49,999.9900.2000.200$25000IRA - Compounded DailyN/AN/A
$50,000 to 99,999.9900.2500.250$50000IRA - Compounded DailyN/AN/A
$100,000 or More00.3000.300$100000IRA - Compounded DailyN/AN/A
Certificates Of Deposit
91 Day CD30.4000.400$1000$1,000 minimum to open, interest posted monthly
6 Month Certificate of Deposit60.7500.750$1000$1,000 minimum to open, interest posted monthly
8 Month Certificate of Deposit80.2300.230$1000$1,000 minimum to open, interest posted monthly
9 Month Certificate of Deposit90.9961.000$1000$1,000 minimum to open, interest posted monthly
10 Month Certificate of Deposit100.2300.230$1000$1,000 minimum to open, interest posted monthly
1 Year Certificate of Deposit120.7000.700$1000$1,000 minimum to open, interest posted monthly
15 Month Certificate of Deposit150.3500.350$1000$1,000 minimum to open, interest posted monthly
18 Month Certificate of Deposit181.0001.010$1000$1,000 minimum to open, interest posted monthly
21 Month Certificate of Deposit211.3401.350$1000$1000 minimum to open, interest posted monthly
2 Year Certificate of Deposit241.1001.110$1000$1,000 minimum to open, interest posted monthly
27 Month Certificate of Deposit270.7000.700$1000$1,000 minimum to open, interest posted monthly
30 Month Certificate of Deposit300.7500.750$1000$1,000 minimum to open, interest posted monthly
33 Month Certificate of Deposit330.8500.850$1000$1,000 minimum to open, interest posted monthly
3 Year Certificate of Deposit361.4001.410$1000$1,000 minimum to open, interest posted monthly
4 Year Certificate of Deposit481.6501.660$1000$1,000 minimum to open, interest posted monthly
5 Year Certificate of Deposit601.9501.970$1000$1,000 minimum to open, interest posted monthly
IRA Certificate Of Deps.
6 Month IRA60.7500.750$500$500 minimum to open
9 Month IRA90.9961.000$500$500 minimum to open
1 Year IRA120.7000.700$500$500 minimum to open
15 Month IRA150.3500.350$500$500 minimum to open
18 Month IRA181.0001.010$500$500 minimum to open
21 Month IRA211.3401.350$500$500 minimum to open
2 Year IRA241.1001.110$500$500 minimum to open
27 Month IRA270.7000.700$500$500 minimum to open
30 Month IRA300.7500.750$500$500 minimum to open
3 Year IRA361.4001.410$500$500 minimum to open
4 Year IRA481.6501.660$500$500 minimum to open
5 Year IRA602.0502.070$5000$5000 minimum to open
17 Month Tiered Certificate of Deposits ($25,000. Min to open, Also available as an IRA)
$25,000 - $74,999.99170.9000.900$25,000Compounded Daily
$75,000 - $149,999.99170.9500.950$75,000Compounded Daily
$150,000 - $249,999.99170.9961.000$150,000Compounded Daily
$250,000 - $349,999.99170.9961.000$250,000Compounded Daily
$350,000 - $500,000171.0401.050$350,000Compounded Daily
Holiday Club
Holiday Club Account00.2600.260$5, $10, $20, $30, $50 clubs available. Compounded DailyN/AN/A
Bogota Kids Club Account00.2600.260$5Small dep. accepted, Free gifts for all dep., ID cards and more. Compounded DailyN/AN/A
Money Market Checking
$100 to $14,999.9900.0500.050$100Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$15,000 to $49,999.9900.2000.200$15,000Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$50,000 to $99,999.9900.2500.250$50,000Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$100,000 or More00.3500.350$100,000Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
Blue Ribbon Checking
$1.00 to $4,999.9900.0100.010$1Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$5,000 to $9,999.9900.0400.040$5,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$10,000 to $24,999.9900.1100.110$10,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$25,000 to $49,999.9900.1500.150$25,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$50,000 to $99.999.9900.2000.200$50,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$100,000 or More00.2500.250$100,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
Business Money Market Checking
$250 to $9,999.9900.0500.050$250Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$10,000 to $24,999.9900.1500.150$10,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$25,000 to $49,999.9900.2500.250$25,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$50,000 to $99,999.9900.3000.300$50,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$100,000 or More00.3500.350$100,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
Statement Savings - Online Only
$1.00 to $9,999.9900.1000.100$1Online Only - Sav - Compounded DailyN/AN/A
$10,000 to $24,999.9900.1500.150$10000Online Only - Sav - Compounded DailyN/AN/A
$25,000 to $49,999.9900.2000.200$25000Online Only - Sav - Compounded DailyN/AN/A
$50,000 to 99,999.9900.2500.250$50000Online Only - Sav - Compounded DailyN/AN/A
$100,000 or $499,999.9900.3000.300$100000Online Only - Sav - Compounded DailyN/AN/A
$500,000 or More00.3500.350$500000Online Only - Sav - Compounded DailyN/AN/A
Certificates Of Deposit - Online Only
6 Month Certificate of Deposit61.0001.000$1000Online Only - $1,000 minimum to open, interest posted monthly
Tiered Certificates of Deposit - Online Only
$25,000 - $74,999.99171.1301.140$25,000Online Only - Compounded Daily
$75,000 - $149,999.99171.1301.140$75,000Online Only - Compounded Daily
$150,000 - $249,999.99171.1301.140$150,000Online Only - Compounded Daily
$250,000 - $349,999.99171.1301.140$250,000Online Only - Compounded Daily
$350,000 - $500,000171.1301.140$350,000Online Only - Compounded Daily
Money Market Checking - Online Only
$100 to $14,999.9900.0500.050$100Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$15,000 to $49,999.9900.2000.200$15,000Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$50,000 to $99,999.9900.2500.250$50,000Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$100,000 or More00.3500.350$100,000Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A

*Annual Percentage Yield
All rates are subject to change without notice.
Rates are current as of 4/16/2014