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Current Rates


Bogota Saving Bank - Rates

Rates are current as of 11/19/2014

Type Term Interest Rate APR* Payment per $1000 Additional Info Calc. Amount Calc. Button
Fixed Rate Mortgage
10 Year Fixed Rate Mortgage1202.9903.1489.650 points, $1,500,000 maximum
15 Year Fixed Rate Mortgage1803.1253.2356.970 points, $1,500,000 maximum
20 Year Fixed Rate Mortgage2403.6253.7145.860 points, $1,500,000 maximum
25 Year Fixed Rate Mortgage3003.8753.9505.210 points, $1,500,000 maximum
30 Year Fixed Rate Mortgage3604.0004.0654.850 points, $1,500,000 maximum
Fixed Rate Second Mtg.
5 Yr HE > $50,000 NEW LOANS ONLY602.9902.99017.96$500,000 Maximum - First Lien Only
7 Yr HE > $50,000 NEW LOANS ONLY843.1253.12513.27$500,000 Maximum - First Lien Only
10 Yr HE >$50,000 NEW LOANS ONLY1203.1253.1259.71$500,000 Maximum - First Lien Only
15 Yr HE >$50,000 NEW LOANS ONLY1803.4503.4507.12$500,000 Maximum - First Lien Only
20 Yr HE >$50,000 NEW LOANS ONLY2403.8753.8755.99$500,000 Maximum - First Lien Only
25 Yr HE >$50,000 NEW LOANS ONLY3004.5004.5005.56$500,000 Maximum
30 Yr HE >$50,000 NEW LOANS ONLY3604.9904.9905.36$500,000 Maximum
5 Year Fixed Rate Home Equity603.1153.11518.02$500,000 Maximum
7 Year Fixed Rate Home Equity843.3653.36513.38$500,000 Maximum
10 Year Fixed Rate Home Equity1203.5003.5009.89$500,000 Maximum
15 Year Fixed Rate Home Equity1803.7003.7007.25$500,000 Maximum
20 Year Fixed Rate Home Equity2404.0004.0006.06$500,000 Maximum
25 Year Fixed Rate Home Equity3004.5004.5005.56$500,000 Maximum
30 Year Fixed Rate Home Equity3604.9904.9905.36$500,000 Maximum
Secured Loan (fixed)
Passbook Loan00.0000.000Interest rate will be 3% above passbook rateN/AN/A
Home Equity Credit Line
Home Equity Line of Credit1804.0004.000$8.89Rate will be 1 1/2% below Prime for the life of the loan with a 4.00% floor.N/AN/A
Home Equity Line of Credit2402.5002.500$6.25Rate will be 3/4% below Prime for the life of the loan with a 2.50% floor.N/AN/A
ARM Mortgage
1/1/303602.5003.0183.950 Points. $1,500,000 maximum
3/1/303602.7503.0034.080 points, $1,500,000 maximum
5/1/303602.8753.0154.150 points, $1,500,000 maximum
5/5/303602.9903.6234.210 points, 1,500,000 maximum
7/1/303603.2503.1754.350 points, $1,500,000 maximum
10/1/303603.6253.4444.560 points, $1,500,000 maximum

**Annual Percentage Rate
(Please select individual loan product pages from the above menu for other important details)
All rates subject to change without notice.

Type Term Interest Rate APY* Minimum Balance to Obtain APY* Additional Info Calc. Amount Calc. Button
Regular Savings
Regular Passbook Savings00.2000.200$100Compounded Daily - Interest Posted MonthlyN/AN/A
Super Savings00.2500.250$2500Compounded Daily - Interest Posted MonthlyN/AN/A
Statement Savings
$1.00 to $9,999.9900.1000.100$1Sav - Compounded DailyN/AN/A
$10,000 to $24,999.9900.1500.150$10000Sav - Compounded DailyN/AN/A
$25,000 to $49,999.9900.2000.200$25000Sav - Compounded DailyN/AN/A
$50,000 to 99,999.9900.2500.250$50000Sav - Compounded DailyN/AN/A
$100,000 or $499,999.9900.3000.300$100000Sav - Compounded DailyN/AN/A
$500,000 or More00.3500.350$500000Sav - Compounded DailyN/AN/A
IRA Stament Savings
$1.00 to $9,999.9900.1000.100$1IRA - Compounded DailyN/AN/A
$10,000 to $24,999.9900.1500.150$10000IRA - Compounded DailyN/AN/A
$25,000 to $49,999.9900.2000.200$25000IRA - Compounded DailyN/AN/A
$50,000 to 99,999.9900.2500.250$50000IRA - Compounded DailyN/AN/A
$100,000 or More00.3000.300$100000IRA - Compounded DailyN/AN/A
Certificates Of Deposit
91 Day CD30.4000.400$1000$1,000 minimum to open, interest posted monthly
6 Month Certificate of Deposit60.7000.700$1000$1,000 minimum to open, interest posted monthly
8 Month Certificate of Deposit80.2300.230$1000$1,000 minimum to open, interest posted monthly
9 Month Certificate of Deposit90.9961.000$1000$1,000 minimum to open, interest posted monthly
10 Month Certificate of Deposit100.2300.230$1000$1,000 minimum to open, interest posted monthly
1 Year Certificate of Deposit120.8500.850$1000$1,000 minimum to open, interest posted monthly
15 Month Certificate of Deposit150.3500.350$1000$1,000 minimum to open, interest posted monthly
18 Month Certificate of Deposit180.9000.900$1000$1,000 minimum to open, interest posted monthly
21 Month Certificate of Deposit211.0001.000$1000$1000 minimum to open, interest posted monthly
2 Year Certificate of Deposit241.3401.350$1000$1,000 minimum to open, interest posted monthly
27 Month Certificate of Deposit270.7000.700$1000$1,000 minimum to open, interest posted monthly
30 Month Certificate of Deposit300.7500.750$1000$1,000 minimum to open, interest posted monthly
33 Month Certificate of Deposit330.8500.850$1000$1,000 minimum to open, interest posted monthly
3 Year Certificate of Deposit361.5501.560$1000$1,000 minimum to open, interest posted monthly
4 Year Certificate of Deposit481.7501.760$1000$1,000 minimum to open, interest posted monthly
5 Year Certificate of Deposit602.0502.070$1000$1,000 minimum to open, interest posted monthly
IRA Certificate Of Deps.
6 Month IRA60.7000.700$500$500 minimum to open
9 Month IRA90.9961.000$500$500 minimum to open
1 Year IRA120.8500.850$500$500 minimum to open
15 Month IRA150.3500.350$500$500 minimum to open
18 Month IRA180.9000.900$500$500 minimum to open
21 Month IRA211.0001.000$500$500 minimum to open
2 Year IRA241.3401.350$500$500 minimum to open
27 Month IRA270.7000.700$500$500 minimum to open
30 Month IRA300.7500.750$500$500 minimum to open
3 Year IRA361.5501.560$500$500 minimum to open
4 Year IRA481.7501.760$500$500 minimum to open
5 Year IRA602.0502.070$5000$5000 minimum to open
17 Month Tiered Certificate of Deposits ($25,000. Min to open, Also available as an IRA)
$25,000 - $74,999.99171.0001.000$25,000Compounded Daily
$75,000 - $149,999.99171.1001.110$75,000Compounded Daily
$150,000 - $249,999.99171.1501.160$150,000Compounded Daily
$250,000 - $349,999.99171.1501.160$250,000Compounded Daily
$350,000 - $500,000171.2001.210$350,000Compounded Daily
Holiday Club
Holiday Club Account00.2600.260$5, $10, $20, $30, $50 clubs available. Compounded DailyN/AN/A
Bogota Kids Club Account00.2600.260$5Small dep. accepted, Free gifts for all dep., ID cards and more. Compounded DailyN/AN/A
Money Market Checking
$100 to $14,999.9900.0500.050$100Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$15,000 to $49,999.9900.2000.200$15,000Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$50,000 to $99,999.9900.2500.250$50,000Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$100,000 or More00.3500.350$100,000Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
Blue Ribbon Checking
$1.00 to $4,999.9900.0100.010$1Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$5,000 to $9,999.9900.0400.040$5,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$10,000 to $24,999.9900.1100.110$10,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$25,000 to $49,999.9900.1500.150$25,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$50,000 to $99.999.9900.2000.200$50,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
$100,000 or More00.2500.250$100,000Blue Ribbon - $500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $500 - $8.00 FeeN/AN/A
Business Money Market Checking
$250 to $9,999.9900.0500.050$250Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$10,000 to $24,999.9900.1500.150$10,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$25,000 to $49,999.9900.2500.250$25,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$50,000 to $99,999.9900.3000.300$50,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
$100,000 or More00.3500.350$100,000Bus. Money Market - $2500 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $2500 - $10.00 FeeN/AN/A
Statement Savings - Online Only
$1.00 to $9,999.9900.1000.100$1Online Only - Sav - Compounded DailyN/AN/A
$10,000 to $24,999.9900.1500.150$10000Online Only - Sav - Compounded DailyN/AN/A
$25,000 to $49,999.9900.2000.200$25000Online Only - Sav - Compounded DailyN/AN/A
$50,000 to 99,999.9900.2500.250$50000Online Only - Sav - Compounded DailyN/AN/A
$100,000 or $499,999.9900.3000.300$100000Online Only - Sav - Compounded DailyN/AN/A
$500,000 or More00.3500.350$500000Online Only - Sav - Compounded DailyN/AN/A
Certificates Of Deposit - Online Only
6 Month Certificate of Deposit61.0001.000$1000Online Only - $1,000 minimum to open, interest posted monthly
Tiered Certificates of Deposit - Online Only
$25,000 - $74,999.99171.2401.250$25,000Online Only - Compounded Daily
$75,000 - $149,999.99171.2401.250$75,000Online Only - Compounded Daily
$150,000 - $249,999.99171.2401.250$150,000Online Only - Compounded Daily
$250,000 - $349,999.99171.2401.250$250,000Online Only - Compounded Daily
$350,000 - $500,000171.2401.250$350,000Online Only - Compounded Daily
Money Market Checking - Online Only
$100 to $14,999.9900.0500.050$100Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$15,000 to $49,999.9900.2000.200$15,000Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$50,000 to $99,999.9900.2500.250$50,000Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A
$100,000 or More00.3500.350$100,000Online Only - Money Market - $100 Initial Deposit - Tiered Interest Rates - If Daily Balance Falls Below $1000 - $10.00 FeeN/AN/A

*Annual Percentage Yield
All rates are subject to change without notice.
Rates are current as of 11/19/2014