Certificates of Deposit


Earning More on Your Money with CDs

Bogota Savings Bank certificate of deposit accounts provide customers with a convenient way to earn more on their money. Funds in a certificate of deposit account earn a higher rate of interest over a traditional savings account. With a variety of terms ranging from 3 months to 5 years, minimum deposits as little as $1,000 and competitive interest rates that are guaranteed for the term, there is a CD to match your individual needs and investment goals. Let the Bogota Savings Bank team help determine the right CD for you.

Online CD Accounts

Bogota Savings Bank offers the opportunity to open select deposit CD accounts online. Online accounts typically will carry a higher interest rate. Please review our online terms and conditions carefully.

Online Account Opening


Spring Special!

  • 18 month CD* at 1.51% APY***

Call now to learn more! (201) 862-8260


Open Your CD Today

Visit your local branch or call (201) 862-8260.

View Today’s CD Rates

Bogota Savings Bank, headquartered in the Bergen County town of Teaneck, offers Certificates of Deposit (CDs) to customers throughout the state of New Jersey.

* CD=Certificate of Deposit.***APY=Annual Percentage Yield. Minimum opening deposit of $20,000 for 18 month IRA and non-IRA CD product. Interest is compounded daily and posted monthly. Early withdrawal penalty is 180 days simple interest. Fees may reduce earnings. Rate valid as of May 5, 2022. Other deposit products, rates and services are also available. Subject to change without prior notice. The bank is not responsible for any errors or misrepresentations



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