Certificates of Deposit

Earning More on Your Money with CDs

Bogota Savings Bank certificate of deposit accounts provide customers with a convenient way to earn more on their money. Funds in a certificate of deposit account earn a higher rate of interest over a traditional savings account. With a variety of terms ranging from 3 months to 5 years, minimum deposits as little as $1,000 and competitive interest rates that are guaranteed for the term, there is a CD to match your individual needs and investment goals. Let the Bogota Savings Bank team help determine the right CD for you.

Online CD Accounts

Bogota Savings Bank offers the opportunity to open select deposit CD accounts online. Online accounts typically will carry a higher interest rate. Please review our online terms and conditions carefully.

Online Account OpeningOnline Custodian Account Opening

Open Your CD Today

Visit your local branch or call (201) 862-8260.

View Today’s CD Rates

Bogota Savings Bank, headquartered in the Bergen County town of Teaneck, offers Certificates of Deposit (CDs) to customers throughout the state of New Jersey.

*CD = Certificate of Deposit. Account opening is limited to NJ Residents or existing customers. Minimum opening deposit of $1,000 for 8 and 13 month online and in branch CD products. Interest is compounded daily and posted monthly. Early withdrawal penalty is 91 days simple interest for 8 month CD products and 180 days simple interest for 13 month CD product. Fees may reduce earnings. Rates valid as of May 31, 2024. Other deposit products, rates and services are also available. Subject to change without prior notice. The bank is not responsible for any errors or misrepresentations.**APY=Annual Percentage Yield.