FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentCertificates of Deposit
Online
| Term | Term | Interest Rate | APY** | Minimum to Open | Additional Info |
|---|---|---|---|---|---|
| 3-Month | 3 | 0.15% | 0.15% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 6-Month | 6 | 2.47% | 2.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 8-Month | 8 | 3.44% | 3.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 9-Month | 9 | 3.10% | 3.15% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 10-Month | 10 | 3.92% | 4.00% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 12-Month | 12 | 0.35% | 0.35% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 13-Month | 13 | 2.32% | 2.35% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 15-Month | 15 | 2.13% | 2.15% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 18-Month | 18 | 2.96% | 3.00% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 20-Month | 20 | 1.98% | 2.00% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 21-Month | 21 | 0.35% | 0.35% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 24-Month | 24 | 0.50% | 0.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 27-Month | 27 | 2.50% | 2.53% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 30-Month | 30 | 0.50% | 0.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 33-Month | 33 | 0.50% | 0.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 36-Month | 36 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 42-Month | 42 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 48-Month | 48 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 60-Month | 60 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
17-Month Tiered Certificate of Deposit
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| Type | Term | Interest Rate | APY** | Minimum to Open | Additional Info |
|---|---|---|---|---|---|
| $25,000 – $74,999.99 | 17 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $75,000 – $149,999.99 | 17 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $150,000 – $249,999.99 | 17 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $250,000 – $349,999.99 | 17 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $350,000 – $500,000 max. | 17 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
Certificates of Deposit
In-Branch
| Type | Term | Interest Rate | APY** | Minimum to Open | Additional Info |
|---|---|---|---|---|---|
| 3-Month | 3 | 0.15% | 0.15% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 6-Month | 6 | 2.47% | 2.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 8-Month | 8 | 3.44% | 3.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 9-Month | 9 | 3.10% | 3.15% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 10-Month | 10 | 3.92% | 4.00% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 12-Month | 12 | 0.35% | 0.35% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 13-Month | 13 | 2.32% | 2.35% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 15-Month | 15 | 2.13% | 2.15% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 18-Month | 18 | 2.96% | 3.00% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 20-Month | 20 | 1.98% | 2.00% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 21-Month | 21 | 0.35% | 0.35% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 24-Month | 24 | 0.50% | 0.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 27-Month | 27 | 2.50% | 2.53% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 30-Month | 30 | 0.50% | 0.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 33-Month | 33 | 0.50% | 0.50% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 36-Month | 36 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 42-Month | 42 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 48-Month | 48 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
| 60-Month | 60 | 0.75% | 0.75% | $1,000 | Interest Compounded Daily | Posted Monthly |
17-Month Tiered Certificate of Deposit
In-Branch
| Type | Interest Rate | APY** | Minimum to Open | Additional Info |
|---|---|---|---|---|
| $25,000 – $74,999.99 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $75,000 – $149,999.99 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $150,000 – $249,999.99 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $250,000 – $349,999.99 | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
| $350,000 – $500,000 max. | 1.98% | 2.00% | $25,000 | Interest Compounded Daily | Posted Monthly |
Early Withdrawal
Certificate of deposit early withdrawal penalty is as follows if any of deposited funds are withdrawn before maturity date:
| Terms | Withdrawal penalty |
|---|---|
| Terms of 1 – 4 Months | 30 days interest |
| Terms of 5 – 9 Months | 91 days interest |
| Terms of 10–35 Months | 180 days interest |
| Terms of 36- 60 Months | 270 days interest |
All rates are subject to change without notice. Please contact Bogota Savings Bank for more information on terms and fees.