Home Equity

 

Fixed-Rate - First Lien

Fixed Rate First Lien
Type Term Interest Rate APR* Payment per $1,000
5-Year Fixed 5 6.250% 6.250% $19.45
7-Year Fixed 7 6.375% 6.375% $14.79
10-Year Fixed 10 6.500% 6.500% $11.35
15-Year Fixed 15 6.625% 6.625% $8.78
20-Year Fixed 20 6.750% 6.750% $7.60
25-Year Fixed 25 6.875% 6.875% $6.99
30-Year Fixed 30 7.000% 7.000% $6.65
 
 

Fixed-Rate - Second Lien

Fixed Rate First Lien
Type Term Interest Rate APR* Payment per $1,000
5-Year Fixed 5 6.875% 6.875% $19.74
7-Year Fixed 7 7.000% 7.000% $15.09
10-Year Fixed 10 7.125% 7.125% $11.68
15-Year Fixed 15 7.375% 7.375% $9.20
20-Year Fixed 20 7.500% 7.500% $8.06
25-Year Fixed 25 7.625% 7.625% $7.47
30-Year Fixed 30 7.750% 7.750% $7.16

First & Second Lien – 1-4 Family (Owner Occupied) Maximum LTV - 80% up to $1,249,125; 75% for $1,249,126-$2,000,000; 70% for above $2,000,000
Maximum CLTV's for Condos, Planned Unit Developments and Townhouses will be reduced by 5%.

Investment Property includes an increase of 0.750% for 5-20 year terms and 1.000% to 25-30 year terms to the rate; Please call for details.
1st Lien Max LTV - 70% up to $750,000; 65% up to $1,000,000; 2nd Lien Max LTV - 65% up to $750,000; 60% up to $1,000,000