Home Equity

 

Fixed-Rate - First Lien

Fixed Rate First Lien
Type Term Interest Rate APR* Payment per $1,000
5-Year Fixed 5 6.000% 6.000% $19.33
7-Year Fixed 7 6.125% 6.125% $14.67
10-Year Fixed 10 6.250% 6.250% $11.23
15-Year Fixed 15 6.375% 6.375% $8.64
20-Year Fixed 20 6.500% 6.500% $7.46
25-Year Fixed 25 6.625% 6.625% $6.83
30-Year Fixed 30 6.750% 6.750% $6.49
 
 

Fixed-Rate - Second Lien

Fixed Rate First Lien
Type Term Interest Rate APR* Payment per $1,000
5-Year Fixed 5 6.500% 6.500% $19.57
7-Year Fixed 7 6.625% 6.625% $14.91
10-Year Fixed 10 6.750% 6.750% $11.48
15-Year Fixed 15 7.000% 7.000% $8.99
20-Year Fixed 20 7.125% 7.125% $7.83
25-Year Fixed 25 7.250% 7.250% $7.23
30-Year Fixed 30 7.375% 7.375% $6.91

Home Improvement Loan

Home Improvement Loan
Type Max Term Interest Rate APR* Payment per $1,000 Additional Info
Fixed Rate 7 7.250% 7.250% $15.22 Maximum Loan amount is $50,000; Max LTV is 95%; Residence must be owned and owner occupied for minimum of 3 years; no fees

First & Second Lien – 1-4 Family (Owner Occupied) Maximum LTV - 80% up to $750,000; 75% for $750,001-$2,000,000; 70% for above $2,000,000
Maximum CLTV's for Condos, Planned Unit Developments and Townhouses will be reduced by 5%.

Investment Property includes an increase of 0.750% for 5-20 year terms and 1.000% to 25-30 year terms to the rate; Please call for details.
1st Lien Max LTV - 70% up to $750,000; 65% up to $1,000,000; 2nd Lien Max LTV - 65% up to $750,000; 60% up to $1,000,000