Schedule of Service Fees

Service Fees
Account Balance Fee
Heritage Checking Minimum balance service charge if balance falls below $100 any day of the monthly statement period. $8 month
Basic Checking Minimum balance service charge if balance falls below $300 any day of the monthly statement period. $8 month
Blue Ribbon Checking Minimum balance service charge if balance falls below $500 any day of the monthly statement period. $8 month
Prestige Checking If account requirements are not met. $25 month
NJ Consumer Checking $0.50 per check over the limited 8 per cycle. $3 month
Statement Savings Minimum balance service charge if balance falls below $250 any day of the monthly statement period. $10 month
Money Market Minimum balance service charge if balance falls below $1,000 any day of the monthly statement period. $10 month
Anniversary Money Market Minimum balance service charge if balance falls below $75,000 any day of the monthly statement period. $10 month
Business Money Market Minimum balance service charge if balance falls below $2,500 any day of the monthly statement period. $10 month
Commercial Money Market Minimum balance service charge if balance falls below $25,000 any day of the monthly statement period. $10 month
Other Fees
Action Fee
Account Close-Out, less than 1 year (Excluding short-term CDs) $10 each
Account Research and Reconciliation does not include record retrieval costs $25 hour
ATM MasterMoney Card Replacement Card $5 per card
ATM MasterMoney Card Overdrafts $25 per card
Back-Up Withholdings (IRS Mandated) $20
Official Bank Check Payable to Customer (Exchange check) $5 item
Official Bank Check Payable to Other $10 item
Official Bank Check Stop Payment and Replacements $25 item
Blank Counter / Temporary Checks $2 item
Bill Pay- Same day (Online Banking) $10.95 bill
Bill Pay- Overnight (Online Banking) $16.95 bill
Check Cashing (Non-Customer) $2 check
Check Certification $15 item
Check Returned or Paid Based on insufficient, uncollected, or non-available funds $25 item
Check Selection and Printing See Catalog
Collection Item against Bogota Savings $35 each
Copy of 1099 $5 each
Copy of Paid Check $5 each
Copy of Previous Statement $10 each
Dormant Account Savings (Inactive 24 months) $5 month
Dormant Account Checking (Inactive 12 months) $5 month
Foreign Check Collection Plus correspondent bank charges $35 item
Home Equity Line of Credit Checks paid or returned (amount exceeding available credit) $15 item
Investigations Attachments, restraining notice, summons, subpoenas, etc. $50 hour
Lost Passbook $10 each
Medallion Signature Guarantee $10 each
Money Orders Customers Only $3 each
Money Orders Photocopy $5 each
Money Orders Stop Payment $25 each
Notarization $2 each
Overdraft $25 item
Overdraft Coverage Transfer Fee $10 transfer
Retirement Plan Close-out (Trustee-to-Trustee Transfer) $25 each
Return Check (Mortgage Payment) $25 item
Return Deposit Item / Check Cashed $25 item
Return of ACH Item $25 item
Safe Deposit Box Rental Varies by size
Safe Deposit Box Delinquency Fee $15 after 30 days
Safe Deposit Box Drilling $200 each
Safe Deposit Box Replacement Key $20 each
Stop Payment Request $25 item
Wire Transfer Incoming $10 each
Wire Transfer Outgoing $35 each
Written Verification of Account Balance $10 each