Home Equity
Fixed Rate - First Lien
|
Type
|
Term
|
Interest Rate
|
APR*
|
Payment per $1,000
|
Additional Info
|
|---|
|
5 Year Fixed
|
5
|
3.125%
|
3.125%
|
$18.02
|
$500,000 max.
|
|
7 Year Fixed
|
7
|
3.375%
|
3.375%
|
$13.38
|
$500,000 max.
|
|
10 Year Fixed
|
10
|
3.500%
|
3.500%
|
$9.89
|
$500,000 max.
|
|
15 Year Fixed
|
15
|
3.625%
|
3.625%
|
$7.21
|
$500,000 max.
|
|
20 Year Fixed
|
20
|
3.750%
|
3.750% |
$5.93
|
$500,000 max.
|
|
25 Year Fixed
|
25
|
4.000%
|
4.000%
|
$5.28
|
$500,000 max.
|
|
30 Year Fixed
|
30
|
4.250%
|
4.250%
|
$4.92
|
$500,000 max.
|
Fixed Rate - Second Lien
|
Type
|
Term
|
Interest Rate
|
APR*
|
Payment per $1,000
|
Additional Info
|
|---|
|
5 Year Fixed
|
5
|
3.375%
|
3.375%
|
$18.14
|
$500,000 max.
|
|
7 Year Fixed
|
7
|
3.625% |
3.625%
|
$13.50
|
$500,000 max.
|
|
10 Year Fixed
|
10
|
3.750%
|
3.750%
|
$10.01
|
$500,000 max.
|
|
15 Year Fixed
|
15
|
3.875%
|
3.875%
|
$7.33
|
$500,000 max.
|
|
20 Year Fixed
|
20
|
4.000%
|
4.000% |
$6.06
|
$500,000 max.
|
|
25 Year Fixed
|
25
|
4.250%
|
4.250%
|
$5.42
|
$500,000 max.
|
|
30 Year Fixed
|
30
|
4.500%
|
4.500%
|
$5.07
|
$500,000 max.
|
Home Improvement Loan
|
Type
|
Max Term
|
Interest Rate
|
APR*
|
Payment per $1,000
|
Additional Info
|
|---|
|
Fixed Rate
|
7
|
4.750%
|
4.750%
|
$14.02
|
Maximum Loan amount is $50,000; Max LTV is 95%; Residence must be owned and owner occupied for minimum of 3 years; no fees
|
First Lien - 1-4 Family (Owner Occupied) Maximum LTV - 80% up to $750,000; 75% for $750,001-$2,000,000; 70% for $2,000,000 and up
Second Lien - 1-4 Family (Owner Occupied) Maximum LTV - 75% up to $750,000; 70% for $750,001-$2,000,000; 65% for $2,000,000 and up
Maximum CLTV's for Condos, Planned Unit Developments and Townhouses will be reduced by 5%
Investment Property includes an increase of 0.750% for 5-20 year terms and 1.000% to 25-30 year terms to the rate; Please call for details.
1st Lien Max LTV - 70% up to $750,000; 65% up to $1,000,000; 2nd Lien Max LTV - 65% up to $750,000; 60% up to $1,000,000
*APR= Annual Percentage Rate.
|