Fixed Rate Home Equity Rates

Calculate Loan Rates

Home Equity

Fixed Rate - First Lien

Type

Term

Interest Rate

APR*

Payment per $1,000

Additional Info

5 Year Fixed

5

4.500%

4.500%

$18.64

$500,000 max.

7 Year Fixed

7

4.750%

4.750%

$14.02

$500,000 max.

10 Year Fixed

10

4.875%

4.875%

$10.55

$500,000 max.

15 Year Fixed

15

5.000%

5.000%

$7.91

$500,000 max.

20 Year Fixed

20

5.250%

5.250%

$6.74

$500,000 max.

25 Year Fixed

25

5.375%

5.375%

$6.07

$500,000 max.

30 Year Fixed

30

5.500%

5.500%

$5.68

$500,000 max.

Fixed Rate - Second Lien

Type

Term

Interest Rate

APR*

Payment per $1,000

Additional Info

5 Year Fixed

5

4.750%

4.750%

$18.76

$500,000 max.

7 Year Fixed

7

5.000%

5.000%

$14.13

$500,000 max.

10 Year Fixed

10

5.125%

5.125%

$10.67

$500,000 max.

15 Year Fixed

15

5.250%

5.250%

$8.04

$500,000 max.

20 Year Fixed

20

5.500%

5.500%

$6.88

$500,000 max.

25 Year Fixed

25

5.625%

5.625%

$6.22

$500,000 max.

30 Year Fixed

30

5.750%

5.750%

$5.84

$500,000 max.

Home Improvement Loan

Type

Max Term

Interest Rate

APR*

Payment per $1,000

Additional Info

Fixed Rate

7

5.250%

5.250%

$14.25

Maximum Loan amount is $50,000; Max LTV is 95%; Residence must be owned and owner occupied for minimum of 3 years; no fees

First Lien - 1-4 Family (Owner Occupied) Maximum LTV - 80% up to $750,000; 75% for $750,001-$2,000,000; 70% for $2,000,000 and up
Second Lien - 1-4 Family (Owner Occupied) Maximum LTV - 75% up to $750,000; 70% for $750,001-$2,000,000; 65% for $2,000,000 and up
Maximum CLTV's for Condos, Planned Unit Developments and Townhouses will be reduced by 5%.

Investment Property includes an increase of 0.750% for 5-20 year terms and 1.000% to 25-30 year terms to the rate; Please call for details.
1st Lien Max LTV - 70% up to $750,000; 65% up to $1,000,000; 2nd Lien Max LTV - 65% up to $750,000; 60% up to $1,000,000
*APR= Annual Percentage Rate.

 

 

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