Fixed Rate Home Equity Rates

Calculate Loan Rates

Home Equity

Fixed Rate - First Lien

Type

Term

Interest Rate

APR*

Payment per $1,000

5 Year Fixed

5

6.000%

6.000%

$19.33

7 Year Fixed

7

6.125%

6.125%

$14.67

10 Year Fixed

10

6.250%

6.250%

$11.23

15 Year Fixed

15

6.750%

6.750%

$8.85

20 Year Fixed

20

7.250%

7.250%

$7.90

25 Year Fixed

25

7.500%

7.500%

$7.39

30 Year Fixed

30

7.625%

7.625%

$7.08

Fixed Rate - Second Lien

Type

Term

Interest Rate

APR*

Payment per $1,000

5 Year Fixed

5

6.250%

6.250%

$19.45

7 Year Fixed

7

6.375%

6.375%

$14.79

10 Year Fixed

10

6.500%

6.500%

$11.35

15 Year Fixed

15

7.000%

7.000%

$8.99

20 Year Fixed

20

7.500%

7.500%

$8.06

25 Year Fixed

25

7.750%

7.750%

$7.55

30 Year Fixed

30

7.875%

7.875%

$7.25

Home Improvement Loan

Type

Max Term

Interest Rate

APR*

Payment per $1,000

Additional Info

Fixed Rate

7

7.250%

7.250%

$15.22

Maximum Loan amount is $50,000; Max LTV is 95%; Residence must be owned and owner occupied for minimum of 3 years; no fees

First Lien - 1-4 Family (Owner Occupied) Maximum LTV - 80% up to $750,000; 75% for $750,001-$2,000,000; 70% for $2,000,000 and up
Second Lien - 1-4 Family (Owner Occupied) Maximum LTV - 75% up to $750,000; 70% for $750,001-$2,000,000; 65% for $2,000,000 and up
Maximum CLTV's for Condos, Planned Unit Developments and Townhouses will be reduced by 5%.

Investment Property includes an increase of 0.750% for 5-20 year terms and 1.000% to 25-30 year terms to the rate; Please call for details.
1st Lien Max LTV - 70% up to $750,000; 65% up to $1,000,000; 2nd Lien Max LTV - 65% up to $750,000; 60% up to $1,000,000
*APR= Annual Percentage Rate.

 

 

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