Home Equity
Fixed Rate - First Lien
|
Type
|
Term
|
Interest Rate
|
APR*
|
Payment per $1,000
|
Additional Info
|
|---|
|
5 Year Fixed
|
5
|
3.000%
|
3.000%
|
$17.97
|
$500,000 max.
|
|
7 Year Fixed
|
7
|
3.375%
|
3.375%
|
$13.38
|
$500,000 max.
|
|
10 Year Fixed
|
10
|
3.375%
|
3.375%
|
$9.83
|
$500,000 max.
|
|
15 Year Fixed
|
15
|
3.500%
|
3.500%
|
$7.15
|
$500,000 max.
|
|
20 Year Fixed
|
20
|
3.750%
|
3.750% |
$5.93
|
$500,000 max.
|
|
25 Year Fixed
|
25
|
4.000%
|
4.000%
|
$5.28
|
$500,000 max.
|
|
30 Year Fixed
|
30
|
4.250%
|
4.250%
|
$4.92
|
$500,000 max.
|
Fixed Rate - Second Lien
|
Type
|
Term
|
Interest Rate
|
APR*
|
Payment per $1,000
|
Additional Info
|
|---|
|
5 Year Fixed
|
5
|
3.250%
|
3.250%
|
$18.08
|
$500,000 max.
|
|
7 Year Fixed
|
7
|
3.625% |
3.625%
|
$13.50
|
$500,000 max.
|
|
10 Year Fixed
|
10
|
3.625%
|
3.625%
|
$9.95
|
$500,000 max.
|
|
15 Year Fixed
|
15
|
3.750%
|
3.750%
|
$7.27
|
$500,000 max.
|
|
20 Year Fixed
|
20
|
4.000%
|
4.000% |
$6.06
|
$500,000 max.
|
|
25 Year Fixed
|
25
|
4.250%
|
4.250%
|
$5.42
|
$500,000 max.
|
|
30 Year Fixed
|
30
|
4.500%
|
4.500%
|
$5.07
|
$500,000 max.
|
Home Improvement Loan
|
Type
|
Max Term
|
Interest Rate
|
APR*
|
Payment per $1,000
|
Additional Info
|
|---|
|
Fixed Rate
|
7
|
4.750%
|
4.750%
|
$14.02
|
Maximum Loan amount is $50,000; Max LTV is 95%; Residence must be owned and owner occupied for minimum of 3 years; no fees
|
1-4 Family (Owner Occupied) Maximum LTV – 75% up to $300,000 – 70% up to $500,000.
*APR= Annual Percentage Rate. APR based on a $100,000 loan.
|