Home Equity Line Of Credit Rates 

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Home Equity Line of Credit | Variable Rate

Product

Interest Rate

APR*

Payment per $1,000

Additional Info

15/15

3.750%

3.750%

Varies

Rate will be 1.5% below Prime** for the life of the loan. Floor is 3.750%. 15 year draw/repayment  period, followed by 15 year repayment period.

10/15 

2.750%

2.750%

Varies

Rate will be 0.50% below Prime** for the life of the loan. Floor is 2.750%. 10 year draw/repayment period, followed by 15 year repayment period.

5/15

3.500%

3.500%

Varies

Rate will be 0.25% below Prime** for the life of the loan. Floor is 3.50%. 5 year interest only draw period, followed by a 15 year principal and interest repayment period.

10/10
3.500%

3.500%

Varies

Rate will be Prime** for the life of the loan. Floor is 3.500%. 10 year draw/repayment period, followed by 10 year repayment period. 

15/15 Inv

4.500%

4.500%

Varies


1-2 Family Investment Properties; 1st Lien Only; Max LTV – 70% up to $300,000: Rate will be 0.50% above Prime** for the life of the loan. Floor is 4.500%. 15 year draw/repayment period, followed by 15 year repayment period.

1-4 Family (Owner Occupied) Maximum LTV – 75% up to $300,000 – 70% up to $500,000.
*APR= Annual Percentage Rate.
**Based on New York Prime Rate as published in the Wall Street Journal.

 

 

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