Home Equity Line Of Credit Rates 

Calculate Loan Rates

Home Equity Line of Credit | Variable Rate

Term

Interest Rate

APR*

Payment per $1,000

Additional Info

30

4.000%

4.000%

Varies

Rate will be 1.5% below Prime** for the life of the loan. Floor is the start rate. 15 year draw/repayment period, followed by 15 year repayment period.

20

4.750%

4.750%

Varies

Rate will be 0.75% below Prime** for the life of the loan. Floor is the start rate. 20 year draw/repayment period. Balloon payment due at maturity. $99 non-refundable application fee, and a $50 annual renewal fee. Minimum of $25K. Maximum LTV 70%.

20

5.250%

5.250%

Varies

Rate will be 0.25% below Prime** for the life of the loan. Floor is the start rate. 5 year interest only draw period, followed by a 15 year principal and interest repayment period.

15

5.00%

5.00%

Varies


1-2 Family Investment Properties; 1st Lien Only; Max LTV – 70% up to $300,000: Rate will be 0.50% below Prime** for the life of the loan. Floor is the start rate. 15 year draw/repayment period, followed by 15 year repayment period.

*APR= Annual Percentage Rate.
**Based on New York Prime Rate as published in the Wall Street Journal.

 

 

back to top