Residential Loan Rates |
Residential First MortgageConforming & Super ConformingOwner Occupied | Fixed Rate
Adjustable Rate
Investment Property | Fixed Rate
Conforming & Super Conforming Max loan amount of $970,800. Down payment of less than 20% requires PMI resulting in higher payments and APR. Condo/Townhouse max 75% LTV. Cash Out Refinance transactions add 0.125% to the above stated rates. *APR= Annual Percentage Rate. APR based on a $100,000 loan. Investment Properties Max LTV of 70% - Max loan amount $970,800. Condo/Townhouse reduce the stated LTV by 5% Cash Out Refinance transactions add 0.125% to the above stated rates. *APR= Annual Percentage Rate. APR based on a $100,000 loan. |
Jumbo Residential First MortgageOwner Occupied | Fixed Rate
Adjustable Rate
Investment Property | Fixed Rate
Max LTV: 80% up to $2,000,000 Condo/Townhouse reduce the stated LTV’s by 5%. Cash Out Refinance transactions add 0.125% to the above stated rates. Loan amounts over $2MM call for rates, terms and conditions. *APR= Annual Percentage Rate. APR based on a $100,000 loan. Investment Properties Max LTV: 70% up to $2,000,000 Condo/Townhouse reduce the stated LTV’s by 5%. Cash Out Refinance transactions add 0.125% to the above stated rates. Loan amounts over $2MM call for rates, terms and conditions. *APR= Annual Percentage Rate. APR based on a $100,000 loan. |