Residential Loan Rates

Calculate Loan Rates

Residential First Mortgage

Conforming & Super Conforming

Owner Occupied | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

5.500%

5.869%

$10.85

15 Year Fixed

15

5.990%

6.256%

$8.43

15 Year Fixed Bi-Weekly

15

5.750%

6.038%

$4.15

20 Year Fixed

20

6.500%

6.719%

$7.46

25 Year Fixed

25

6.750%

6.940%

$6.91

30 Year Fixed

30

6.875%

7.047%

$6.57

30 Year Fixed Bi-Weekly

30

6.750%

6.943%

$3.25

Adjustable Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

1/1/30 ARM

30

4.500%

6.677%

$5.07

3/1/30 ARM

30

5.000%

6.460%

$5.37

5/1/30 ARM

30

5.250%

6.316%

$5.52

5/5/30 ARM

30

5.500%

6.264%

$5.68

7/1/30 ARM

30

6.250%

6.655%

$6.16

10/1/30 ARM

30

6.750%

6.920%

$6.49

Investment Property | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

6.000%

6.377%

$11.10

15 Year Fixed

15

6.500%

6.774%

$8.71

20 Year Fixed

20

7.000%

7.226%

$7.75

25 Year Fixed

25

7.500%

7.701%

$7.39

30 Year Fixed

30

7.625%

7.808%

$7.08

Conforming & Super Conforming

Max loan amount of $970,800.

Down payment of less than 20% requires PMI resulting in higher payments and APR.

Condo/Townhouse max 75% LTV.

Cash Out Refinance transactions add 0.125% to the above stated rates. 

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Investment Properties

Max LTV of 70% - Max loan amount $970,800.

Condo/Townhouse reduce the stated LTV by 5%

Cash Out Refinance transactions add 0.125% to the above stated rates.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Jumbo Residential First Mortgage

Owner Occupied | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

5.500%

5.869%

$10.85

15 Year Fixed

15

5.990%

6.256%

$8.43

15 Year Fixed Bi-Weekly

15

5.750%

6.038%

$4.15

20 Year Fixed

20

6.500%

6.719%

$7.46

25 Year Fixed

25

6.750%

6.940%

$6.91

30 Year Fixed

30

6.875%

7.047%

$6.57

30 Year Fixed Bi-Weekly

30

6.750%

6.943%

$3.25

Adjustable Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

1/1/30 ARM

30

4.500%

6.677%

$5.07

3/1/30 ARM

30

5.000%

6.460%

$5.37

5/1/30 ARM

30

5.250%

6.316%

$5.52

5/5/30 ARM

30

5.500%

6.264%

$5.68

7/1/30 ARM

30

6.250%

6.655%

$6.16

10/1/30 ARM

30

6.750%

6.920%

$6.49

Investment Property | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

6.000%

6.377%

$11.10

15 Year Fixed

15

6.500%

6.774%

$8.71

20 Year Fixed

20

7.000%

7.226%

$7.75

25 Year Fixed

25

7.500%

7.701%

$7.39

30 Year Fixed

30

7.625%

7.808%

$7.08

Max LTV: 80% up to $2,000,000

Condo/Townhouse reduce the stated LTV’s by 5%.

Cash Out Refinance transactions add 0.125% to the above stated rates.

Loan amounts over $2MM call for rates, terms and conditions.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Investment Properties

Max LTV: 70% up to $2,000,000

Condo/Townhouse reduce the stated LTV’s by 5%.

Cash Out Refinance transactions add 0.125% to the above stated rates.

Loan amounts over $2MM call for rates, terms and conditions.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

 

 

back to top