Residential Loan Rates

Calculate Loan Rates

Residential First Mortgage

Conforming & Super Conforming

Owner Occupied | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

2.625%

2.950%

$9.48

15 Year Fixed

15

2.750%

2.974%

$6.79

15 Year Fixed Bi-Weekly

15

2.750%

2.992%

$3.40

20 Year Fixed

20

3.000%

3.175%

$5.55

25 Year Fixed

25

3.125%

3.270%

$4.81

30 Year Fixed

30

3.250%

3.376%

$4.35

30 Year Fixed Bi-Weekly

30

3.250%

3.389%

$2.18

Adjustable Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

1/1/30 ARM

30

1.875%

3.380%

$3.63

3/1/30 ARM

30

2.500%

3.305%

$3.95

5/1/30 ARM

30

2.625%

3.238%

$4.02

5/5/30 ARM

30

2.750%

3.765%

$4.08

7/1/30 ARM

30

2.875%

3.268%

$4.15

10/1/30 ARM

30

3.250%

3.425%

$4.35

Investment Property | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

3.250%

3.584%

$9.77

15 Year Fixed

15

3.375%

3.606%

$7.09

20 Year Fixed

20

3.500%

3.681%

$5.80

25 Year Fixed

25

3.875%

4.029%

$5.21

30 Year Fixed

30

4.000%

4.134%

$4.77

Conforming & Super Conforming

Max loan amount of $970,800.

Down payment of less than 20% requires PMI resulting in higher payments and APR.

Condo/Townhouse max 75% LTV.

Cash Out Refinance transactions add 0.125% to the above stated rates. 

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Investment Properties

Max LTV of 70% - Max loan amount $970,800.

Condo/Townhouse reduce the stated LTV by 5%

Cash Out Refinance transactions add 0.125% to the above stated rates.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Jumbo Residential First Mortgage

Owner Occupied | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

2.625%

2.950%

$9.48

15 Year Fixed

15

2.750%

2.974%

$6.79

15 Year Fixed Bi-Weekly

15

2.750%

2.992%

$3.40

20 Year Fixed

20

3.000%

3.175%

$5.55

25 Year Fixed

25

3.125%

3.270%

$4.81

30 Year Fixed

30

3.250%

3.376%

$4.35

30 Year Fixed Bi-Weekly

30

3.250%

3.389%

$2.18

Adjustable Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

1/1/30 ARM

30

1.875%

3.380%

$3.63

3/1/30 ARM

30

2.500%

3.305%

$3.95

5/1/30 ARM

30

2.625%

3.238%

$4.02

5/5/30 ARM

30

2.750%

3.765%

$4.08

7/1/30 ARM

30

2.875%

3.268%

$4.15

10/1/30 ARM

30

3.250%

3.425%

$4.35

Investment Property | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

3.750%

4.091%

$10.01

15 Year Fixed

15

3.875%

4.113%

$7.33

20 Year Fixed

20

4.000%

4.186%

$6.06

25 Year Fixed

25

4.375%

4.534%

$5.49

30 Year Fixed

30

4.500%

4.640%

$5.07

Max LTV: 80% up to $1,500,000, 75% $1,500,001 to $2,000,000 70% for loans over $2,000,000

Condo/Townhouse reduce the stated LTV’s by 5%.

Cash Out Refinance transactions add 0.125% to the above stated rates.

Loan amounts over $2MM call for rates.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Investment Properties

Max LTV: 70% up to $2MM; 65% for loans above $2MM

Condo/Townhouse reduce the stated LTV’s by 5%.

Cash Out Refinance transactions add 0.125% to the above stated rates.

Loan amounts over 2MM call for rates.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

 

 

back to top