Residential Loan Rates |
Residential First MortgageConforming Loans*Owner Occupied | Fixed Rate
Super Conforming Loans*Owner Occupied | Fixed Rate
Adjustable Rate
Investment Property | Fixed Rate
Conforming & Super Conforming Max loan amount of $1,089,300. Down payment of less than 20% requires PMI resulting in higher payments and APR. Condo/Townhouse max 75% LTV. Cash Out Refinance transactions add 0.125% to the above stated rates. *Current interest rates and APRs are based on the following assumptions: purchase of a single-family, primary residence, in NJ, credit score of 740, a 75% LTV, and includes 1.00 in discount point as a cost to borrowers. Rates, terms, and fees as of 2/2/2023 10:30 AM Eastern Standard Time and subject to change without notice. Other factors or criteria may affect rate. **APR= Annual Percentage Rate. APR based on a $100,000 loan. Investment Properties Max LTV of 70% - Max loan amount $1,089,300. Condo/Townhouse reduce the stated LTV by 5% Cash Out Refinance transactions add 0.125% to the above stated rates. *APR= Annual Percentage Rate. APR based on a $100,000 loan. |
Jumbo Residential First MortgageOwner Occupied | Fixed Rate
Adjustable Rate
Investment Property | Fixed Rate
Max LTV: 80% up to $1,089,300 Condo/Townhouse reduce the stated LTV’s by 5%. Cash Out Refinance transactions add 0.125% to the above stated rates. Loan amounts over $2MM call for rates, terms and conditions. *Current interest rates and APRs are based on the following assumptions: purchase of a single-family, primary residence, in NJ, credit score of 740, a 75% LTV, and includes 1.00 in discount point as a cost to borrowers. Rates, terms, and fees as of 2/2/2023 10:30 AM Eastern Standard Time and subject to change without notice. Other factors or criteria may affect rate. **APR= Annual Percentage Rate. APR based on a $100,000 loan. Investment Properties Max LTV: 70% up to $1,089,300 Condo/Townhouse reduce the stated LTV’s by 5%. Cash Out Refinance transactions add 0.125% to the above stated rates. Loan amounts over $2MM call for rates, terms and conditions. **APR= Annual Percentage Rate. APR based on a $100,000 loan. |