Residential Loan Rates

Calculate Loan Rates

Residential First Mortgage

Conforming & Super Conforming

Owner Occupied | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

4.375%

4.726%

$10.30

15 Year Fixed

15

4.500%

4.746%

$7.65

15 Year Fixed Bi-Weekly

15

4.500%

4.768%

$3.83

20 Year Fixed

20

4.625%

4.819%

$6.39

25 Year Fixed

25

4.625%

4.787%

$5.63

30 Year Fixed

30

4.990%

5.136%

$5.36

30 Year Fixed Bi-Weekly

30

4.990%

5.153%

$2.68

Adjustable Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

1/1/30 ARM

30

3.000%

5.590%

$4.22

3/1/30 ARM

30

3.250%

5.252%

$4.35

5/1/30 ARM

30

3.500%

5.036%

$4.49

5/5/30 ARM

30

3.625%

5.109%

$4.56

7/1/30 ARM

30

4.000%

5.034%

$4.77

10/1/30 ARM

30

4.250%

4.940%

$4.92

Investment Property | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

4.875%

5.234%

$10.55

15 Year Fixed

15

5.000%

5.253%

$7.91

20 Year Fixed

20

5.250%

5.452%

$6.74

25 Year Fixed

25

5.625%

5.800%

$6.22

30 Year Fixed

30

5.750%

5.906%

$5.84

Conforming & Super Conforming

Max loan amount of $970,800.

Down payment of less than 20% requires PMI resulting in higher payments and APR.

Condo/Townhouse max 75% LTV.

Cash Out Refinance transactions add 0.125% to the above stated rates. 

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Investment Properties

Max LTV of 70% - Max loan amount $970,800.

Condo/Townhouse reduce the stated LTV by 5%

Cash Out Refinance transactions add 0.125% to the above stated rates.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Jumbo Residential First Mortgage

Owner Occupied | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

4.250%

4.599%

$10.24

15 Year Fixed

15

4.375%

4.619%

$7.59

15 Year Fixed Bi-Weekly

15

4.375%

4.641%

$3.80

20 Year Fixed

20

4.500%

4.693%

$6.33

25 Year Fixed

25

4.500%

4.661%

$5.56

30 Year Fixed

30

4.875%

5.020%

$5.29

30 Year Fixed Bi-Weekly

30

4.875%

5.036%

$2.65

Adjustable Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

1/1/30 ARM

30

3.000%

5.590%

$4.22

3/1/30 ARM

30

3.250%

5.252%

$4.35

5/1/30 ARM

30

3.500%

5.036%

$4.49

5/5/30 ARM

30

3.625%

5.109%

$4.56

7/1/30 ARM

30

4.000%

5.034%

$4.77

10/1/30 ARM

30

4.250%

4.940%

$4.92

Investment Property | Fixed Rate

Type

Term

Interest Rate

APR*

Payment per $1,000

10 Year Fixed

10

4.875%

5.234%

$10.55

15 Year Fixed

15

5.000%

5.253%

$7.91

20 Year Fixed

20

5.250%

5.452%

$6.74

25 Year Fixed

25

5.625%

5.800%

$6.22

30 Year Fixed

30

5.750%

5.906%

$5.84

Max LTV: 80% up to $2,000,000

Condo/Townhouse reduce the stated LTV’s by 5%.

Cash Out Refinance transactions add 0.125% to the above stated rates.

Loan amounts over $2MM call for rates, terms and conditions.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Investment Properties

Max LTV: 70% up to $2,000,000

Condo/Townhouse reduce the stated LTV’s by 5%.

Cash Out Refinance transactions add 0.125% to the above stated rates.

Loan amounts over $2MM call for rates, terms and conditions.

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

 

 

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