Residential Loan Rates

Residential First Mortgage

Type	Term	Interest Rate	APR*	Payment per $1,000
10 Year Fixed	10	3.125%	3.203%	$9.71
15 Year Fixed	15	3.250%	3.305%	$7.03
15 Year Fixed Bi-Weekly	15	3.125%	3.183%	$3.49
20 Year Fixed	20	3.500%	3.544%	$5.80
25 Year Fixed	25	3.625%	3.662%	$5.07
30 Year Fixed	30	3.750%	3.763%	$4.63
30 Year Fixed Bi-Weekly	30	3.625%	3.639%	$2.28

Type	Term	Interest Rate	APR*	Payment per $1,000
1/1/30 ARM	30	2.990%	4.178%	$4.21
3/1/30 ARM	30	3.125%	4.025%	$4.28
5/1/30 ARM	30	3.250%	3.925%	$4.35
5/5/30 ARM	30	3.375%	3.649%	$4.42
7/1/30 ARM	30	3.500%	3.928%	$4.49
10/1/30 ARM	30	3.625%	3.897%	$4.56

Type	Term	Interest Rate	APR*	Payment per $1,000
10 Year Fixed	10	3.875%	3.961%	$10.07
15 Year Fixed	15	4.000%	4.060%	$7.40
20 Year Fixed	20	4.250%	4.299%	$6.19
25 Year Fixed	25	4.625%	4.668%	$5.63
30 Year Fixed	30	4.750%	4.788%	$5.22

1-2 Family Investment Property will add 0.750% to 10-20 year terms and 1.000% to 25-30 year terms and ARMs; Max LTV of 70%

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Rates valid on loan amounts up to $750,000.

Type	Term	Interest Rate	APR*	Payment per $1,000
10 Year Fixed	10	3.250%	3.329%	$9.77
15 Year Fixed	15	3.375%	3.431%	$7.09
15 Year Fixed Bi-Weekly	15	3.250%	3.309%	$3.52
20 Year Fixed	20	3.625%	3.670%	$5.86
25 Year Fixed	25	3.750%	3.788%	$5.14
30 Year Fixed	30	3.875%	3.888%	$4.70
30 Year Fixed Bi-Weekly	30	3.750%	3.764%	$2.32

Type	Term	Interest Rate	APR*	Payment per $1,000
1/1/30 ARM	30	3.115%	4.189%	$4.28
3/1/30 ARM	30	3.250%	4.053%	$4.35
5/1/30 ARM	30	3.375%	3.969%	$4.42
5/5/30 ARM	30	3.500%	3.693%	$4.49
7/1/30 ARM	30	3.625%	3.987%	$4.56
10/1/30 ARM	30	3.750%	3.974%	$4.63

Type	Term	Interest Rate	APR*	Payment per $1,000
10 Year Fixed	10	4.000%	4.087%	$10.12
15 Year Fixed	15	4.125%	4.186%	$7.46
20 Year Fixed	20	4.375%	4.425%	$6.26
25 Year Fixed	25	4.750%	4.794%	$5.70
30 Year Fixed	30	4.875%	4.914%	$5.29

1-2 Family Investment Property will add 0.750% to 10-20 year terms and 1.000% to 25-30 year terms and ARMs; Max LTV of 70%

*APR= Annual Percentage Rate. APR based on a $100,000 loan.

Rates valid on loan mounts above $750,000.