Plan ahead of the Holiday

💰 Plan Before You Spend

Decide how much you can comfortably spend on gifts, food, and decorations. Setting a clear limit helps avoid impulse purchases that add up fast.

📝 Create a Holiday Budget

List everyone you’re buying for and assign a spending limit for each. Don’t forget small costs like wrapping paper, postage, and party supplies. Tracking even small expenses keeps your plan on track.

🎁 Get Creative

Thoughtful, homemade, or experience-based gifts can be more meaningful than expensive items. Secret Santa swaps or group gifts are fun and budget-friendly.

📅 Start Saving Early

After the holidays, consider a holiday savings account. Small monthly deposits can make next year’s celebrations stress-free.

A little planning today ensures a joyful, stress-free holiday season. Bogota Savings Bank is here to help you save smart and enjoy every season.