Checking Accounts that Meet Your Needs
Bogota Savings Bank offers a variety of personal checking account options designed to meet our customers’ specific banking needs. Our checking account products range from simple and straightforward options with minimal opening deposit requirements to accounts that carry additional features and tiered interest rates.
Prestige and E-Prestige Checking
The newest addition to our Checking Account suite is Prestige Checking. This account offers a 0.75% APY provided the following conditions are met each statement cycle period.
In the event these requirements are not met, the account will be assessed a $25.00 service fee for the cycle (Please see our rate sheet for a listing of current effective rates). There is no limit to the number of checks you can write. Interest is compounded daily and credited monthly. This account offers a low minimum daily balance requirement of $500.00 to avoid an $25.00 monthly service fee. This account can be opened online or in one of our branches.
Checking That Earns More Interest
Bogota Savings Bank offers checking account options for our customers who want to earn more interest on their money. Our money market and blue ribbon checking products offer a unique combination – containing components of both a checking and savings account.
Competitive and tiered interest rates allow higher balances to grow faster. Please review our account terms and conditions carefully for transaction limitations and fees.
This is a non-interest bearing account that requires a minimal opening deposit, carries no monthly service charges and no activity or transaction fees. Customers also enjoy no minimum balance requirements. Please review our account terms and conditions carefully for transaction limitations and fees.
Heritage Checking for Seniors
For our customers over the age of 62, we offer an interest bearing checking account, which includes benefits such as free checks and no monthly service fees with a minimum balance requirement. Please review our account terms and conditions carefully for transaction limitations and fees.
New Jersey Consumer Checking Account
The New Jersey Consumer Checking Account Act was signed into law in 1991 to ensure the availability of low-cost, low-volume basic checking services for New Jersey citizens. New Jersey Consumer Checking Accounts (NJCC accounts) are offered at all state- and federally-chartered banks, savings banks, savings and loan associations and credit unions. This account has a service charge of $3.00 per month.
Please review our account terms and conditions carefully for transaction limitations and fees.
Basic checking is your everyday bank account with a low $100.00 minimum opening deposit and a $300.00 minimum daily balance to waive the service charge. Please review our account terms and conditions carefully for transaction limitations and fees.
Open Your Checking Account Today
Visit your local branch or call (201) 862-8260.
Bogota Savings Bank, headquartered in the Bergen County town of Teaneck, offers personal checking accounts, including free checking, to customers throughout the state of New Jersey.