Upper Saddle River Branch


Now open, our newest state-of-the-art branch located in a new construction building at 558 East Crescent Avenue will handle your banking needs. From opening your first checking account with us, to applying for a HELOC to build your dream kitchen and everything in between, our knowledgeable and friendly staff are here to help you every step of the way! Be prepared to walk in and experience the best of what Bogota Savings Bank has to offer!

  • Meet the staff
  • Be entered to win a raffle prize when you open a new account in the first 30 days
  • Receive a gourmet filled cooler when you open a new account
  • For each new account opened in the first 30 days, our Charitable Foundation Will Donate to USR Cares & Upper Saddle River Educational Foundation

See below for our Grand Opening Specials!

High-Yield Checking

High-Yield Checking* – 4.00% APY**

*High-Yield Checking offers a 3.92% interest rate and 4.00% APY when all of the following criteria are met: a minimum opening deposit of $1,000 and average daily minimum balance of $5,000.00; a minimum of $1,000.00 recurring direct deposit per statement cycle; account must be enrolled to receive e-statements. Online banking is required to receive e-statements. Interest is compounded daily and credited monthly. If these requirements are not met and maintained, the account will revert to 1.00% interest rate and APY. Rate valid as of April 8, 2024. Other deposit products, rates and services are also available. The bank is not responsible for any errors or misrepresentations. Subject to change without prior notice and fees may reduce earnings.**APY=Annual Percentage Yield.


Certificate of Deposit

9 Month CD*** – 4.75% APY**

.***CD = Certificate of Deposit. Account opening is limited to NJ Residents or existing customers. Minimum opening deposit of $1,000 for 9 month online and in branch CD product. Interest is compounded daily and posted monthly. Early withdrawal penalty is 91 days simple interest for 9 month CD product. Fees may reduce earnings. Rates valid as of April 1, 2024.


Home Equity Line of Credit

Home Equity Line of Credit****– Prime -1.00% APR***** for the life of the loan


****Start Rate based on NY Prime rate as published in the Wall Street Journal minus 1.00% for the life of the loan. Floor rate is 5.00%. Product has a variable rate for the life of the loan. Product has a 15-year draw period, followed by 15-year repayment only period. Line amounts over $300,000 may require title insurance at borrower’s expense. First and second lien 1-4 family (owner-occupied) with a loan amount up to $750,000 has a maximum loan to value (LTV) of 80%; loan amount from $750,001 - $2,000,000 has a maximum LTV of 75%; loan amount above $2,000,000 has a maximum LTV of 70%. Rate valid as of April 15, 2024. Subject to change without prior notice. Subject to all bank underwriting conditions. *****APR=Annual Percentage Rate.


Meet The Branch Manager & Loan Officer In Upper Saddle River!

Christopher Burbach

Branch Manager
Office: (201) 862-8260 Ext. 1128 CBurbach@BogotaSavingsBank.com

Learn More About Christopher

Jacqueline Smith

Business Development Officer
NMLS# 974392
Office: (201) 304-7746 Ext. 1142

Learn More About Jacqueline



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